Finance Calculators for India

Free Finance Calculators for India, the UK and the US

Money decisions are easier when you can see the numbers. Our free finance calculators cover everything from monthly loan EMIs and mortgage payments to income tax, salary, investments, retirement savings and business taxes. Every tool shows the formula it uses, updates instantly and runs entirely in your browser, so your salary, loan and investment details stay private.

Loans and Mortgages

Use the EMI calculator to find the monthly instalment on a home, car or personal loan in India, with a full amortization table. Buyers in the US, UK and elsewhere can use the mortgage calculator, which adds property tax, insurance, PMI and HOA fees and shows how much interest you save with extra payments.

Tax, Salary and Payroll

The income tax calculator compares the new and old regimes for FY 2026-27, including the ₹12 lakh rebate, surcharge and cess. The salary calculator turns CTC into monthly in-hand pay after PF, professional tax and TDS. Central government employees can estimate their pay with the 8th Pay Commission calculator and DA arrear calculator. For indirect taxes, use the GST calculator for India and the VAT calculator for the UK, EU and Gulf countries.

Savings, Investments and Retirement

Plan long-term wealth with the SIP calculator, PPF calculator, EPF calculator, FD calculator and compound interest calculator. Each shows year-by-year growth so you can see the power of compounding, and the retirement date calculator tells government employees exactly when they retire.

How to Get Accurate Results

• Use the interest rate your bank or lender actually offers you, not just the advertised starting rate.
• Check that tax and interest rates match the current financial year – our pages state the year and rates they use.
• Treat results as estimates for planning. For big decisions, confirm the final figures with your bank, employer or a qualified adviser.

Frequently Asked Questions