8th Pay Commission Salary Calculator

8th Pay Commission Salary Calculator 2026 – Estimate Your New Pay

Use this free 8th Pay Commission salary calculator to estimate how much your basic pay, dearness allowance (DA), house rent allowance (HRA) and gross salary could increase when the recommendations of the 8th Central Pay Commission (8th CPC) are implemented. Select your 7th CPC pay level, enter your current basic pay, choose a fitment factor and the calculator instantly shows your estimated new basic pay, the gross salary before and after, the monthly and yearly hike, and a comparison table for all commonly discussed fitment factors from 1.92 to 2.86.

The calculator is useful for central government employees, defence personnel, railway staff, postal employees, pensioners and state government employees who follow the central pay scales. It is updated with the current DA rate of 60% (from 1 January 2026) and the 7th CPC entry pay for every pay level from Level 1 to Level 18.

8th Pay Commission – Latest Status (September 2026)

• Approval: the Union Government announced the 8th Pay Commission in January 2025, and the Cabinet approved its Terms of Reference in October 2025.
• Constitution: the Commission was formally notified on 3 November 2025 with former Supreme Court judge Justice Ranjana Prakash Desai as Chairperson – the first woman to head a Central Pay Commission – Prof. Pulak Ghosh as part-time Member and Pankaj Jain as Member-Secretary.
• Timeline: the Commission has 18 months to submit its report, which points to mid-2027.
• Current work: in 2026 the Commission has been holding consultations with employee unions, ministries and state governments across the country.
• Effective date: by the ten-year convention, revised pay is expected to be effective from 1 January 2026, with arrears paid for the period between that date and actual implementation.
• Coverage: about 50 lakh central government employees and around 69 lakh pensioners.

Until the report is submitted and accepted, the fitment factor, pay matrix and allowances are not final. Every 8th Pay Commission calculator – including this one – can only give an estimate based on the factors being discussed.

What Is the Fitment Factor?

The fitment factor is the multiplier used to convert your old basic pay into the new basic pay when a pay commission is implemented: New basic pay = Current basic pay × Fitment factor. Under the 7th CPC the fitment factor was 2.57, which took the minimum basic pay from ₹7,000 (6th CPC) to ₹18,000. Part of any fitment factor only compensates for the DA that is merged into basic pay; the rest is the real increase.

Fitment factor	Level 1 minimum (₹18,000)	What it means
1.92	₹34,560	Lower-end estimate
2.28	₹41,040	Conservative estimate
2.46	₹44,280	Middle of expert estimates
2.57	₹46,260	Same as the 7th CPC
2.86	₹51,480	Employee-side expectation

How the Calculator Works

1. Current gross salary = Basic pay + DA (basic × 60%) + HRA (basic × 30%, 20% or 10% for X, Y or Z cities).
2. New basic pay = Current basic × fitment factor (the final pay matrix may round this to the nearest cell).
3. New DA starts at 0% by default, because the DA accumulated so far is absorbed into the fitment factor.
4. New HRA is calculated on the new basic at 24%, 16% or 8% by default (the rates used when the 7th CPC started), or you can keep 30/20/10%.
5. Hike = New gross – Current gross, shown per month, per year and as a percentage.

Transport allowance, NPS/UPS contributions, CGEGIS and income tax are not included, so the figures are gross, not in-hand, salary.

7th Pay Commission Pay Levels and Estimated 8th CPC Basic

Level	7th CPC entry pay	At 2.28	At 2.57	At 2.86
Level 1	₹18,000	₹41,040	₹46,260	₹51,480
Level 2	₹19,900	₹45,372	₹51,143	₹56,914
Level 3	₹21,700	₹49,476	₹55,769	₹62,062
Level 4	₹25,500	₹58,140	₹65,535	₹72,930
Level 5	₹29,200	₹66,576	₹75,044	₹83,512
Level 6	₹35,400	₹80,712	₹90,978	₹1,01,244
Level 7	₹44,900	₹1,02,372	₹1,15,393	₹1,28,414
Level 8	₹47,600	₹1,08,528	₹1,22,332	₹1,36,136
Level 9	₹53,100	₹1,21,068	₹1,36,467	₹1,51,866
Level 10	₹56,100	₹1,27,908	₹1,44,177	₹1,60,446
Level 11	₹67,700	₹1,54,356	₹1,73,989	₹1,93,622
Level 12	₹78,800	₹1,79,664	₹2,02,516	₹2,25,368
Level 13	₹1,23,100	₹2,80,668	₹3,16,367	₹3,52,066
Level 13A	₹1,31,100	₹2,98,908	₹3,36,927	₹3,74,946
Level 14	₹1,44,200	₹3,28,776	₹3,70,594	₹4,12,412
Level 15	₹1,82,200	₹4,15,416	₹4,68,254	₹5,21,092
Level 16	₹2,05,400	₹4,68,312	₹5,27,878	₹5,87,444
Level 17	₹2,25,000	₹5,13,000	₹5,78,250	₹6,43,500
Level 18	₹2,50,000	₹5,70,000	₹6,42,500	₹7,15,000

These are simple multiplications of the 7th CPC entry pay. The actual 8th CPC pay matrix may round figures, merge levels or add new cells.

Worked Example

An employee at Level 6 with a basic pay of ₹35,400 lives in a Y-class city. Today the salary is ₹35,400 basic + ₹21,240 DA (60%) + ₹7,080 HRA (20%) = ₹63,720 gross per month. With a fitment factor of 2.46 the new basic becomes ₹87,084 (₹35,400 × 2.46). With DA at 0% and HRA at 16%, the new gross is ₹87,084 + ₹13,933 = ₹1,01,017 – a rise of about ₹37,300 per month, or roughly 58.5%.

Pay Commission History in India

Pay commission	Effective from	Minimum basic pay	Fitment / multiplier
5th CPC	1 January 1996	₹2,550	–
6th CPC	1 January 2006	₹7,000 (pay + grade pay)	1.86
7th CPC	1 January 2016	₹18,000	2.57
8th CPC	Expected 1 January 2026	To be decided	To be decided

What Happens to DA and HRA?

Dearness allowance compensates for inflation and is revised twice a year (January and July) using the AICPI-IW index. It rose from 0% in January 2016 to 60% from January 2026. When the new pay commission is implemented, the accumulated DA is merged into the new basic through the fitment factor, and DA starts again from zero on the higher basic.

House rent allowance under the 7th CPC started at 24%, 16% and 8% of basic pay for X, Y and Z cities, and increased to 27/18/9% when DA crossed 25% and to 30/20/10% when DA crossed 50% (from January 2024). The calculator lets you choose whether the new HRA restarts at 24/16/8% or stays at 30/20/10%.

DA Rates Under the 7th Pay Commission (Recent)

Effective from	DA rate
1 January 2022	34%
1 July 2022	38%
1 January 2023	42%
1 July 2023	46%
1 January 2024	50%
1 July 2024	53%
1 January 2025	55%
1 July 2025	58%
1 January 2026	60%

The DA revision due from 1 July 2026 is normally announced around October. When it is declared, enter the new rate in the "Current DA" box to update the comparison.

Why the Real Hike Is Lower Than the Fitment Factor

A fitment factor of 2.46 does not mean your salary will rise by 146%. Today you already receive 60% DA on top of basic pay, and that DA disappears when the new basic is fixed. So the comparison that matters is new basic + new allowances against old basic + 60% DA + old allowances. At 60% DA, a factor of 1.60 would only protect your current basic + DA, and everything above that is the real increase. This is why the calculator compares gross salaries instead of just basic pay.

What About Arrears?

If the new pay is made effective from 1 January 2026 but implemented later, employees receive arrears – the difference between the revised pay and the pay actually drawn for each month in between. Because DA continues to rise under the 7th CPC during this period, the arrears depend on the final pay matrix, the implementation date and the DA paid meanwhile. Once the official pay matrix is published, arrears can be calculated month by month.

Does the 8th Pay Commission Apply to State Employees?

The Central Pay Commission's recommendations apply directly to central government employees, defence forces and central pensioners. State governments usually set up their own pay commissions or adopt the central recommendations with changes, often a year or more later. State employees can still use this calculator to get a rough idea, using their state's current DA rate.

8th Pay Commission for Pensioners

Pensions are revised with the same fitment factor. Under the 7th CPC the minimum pension rose from ₹3,500 to ₹9,000. With a factor of 2.28 to 2.86, the minimum pension of ₹9,000 could become roughly ₹20,500 to ₹25,700 per month, plus dearness relief. To estimate your revised pension, enter your basic pension in the "current basic pay" box and set HRA to "No HRA".

How to Read Your Pay Slip for This Calculator

Look for "Basic Pay" (or "Pay in Pay Matrix") on your monthly pay slip – that is the number to enter, not the gross or net salary. Your pay level is shown as "Level" or can be found from your appointment order. DA is shown as a separate line and should be 60% of basic from January 2026. HRA depends on your city of posting (X, Y or Z class); if you live in government accommodation you do not get HRA, so choose "No HRA". Transport allowance, NPS deduction, CGHS and income tax are not part of this estimate.

Frequently Asked Questions

Sources: Department of Expenditure, Ministry of Finance – 8th Central Pay Commission notification (November 2025) and 8cpc.gov.in; 7th CPC pay matrix; DA orders of the Ministry of Finance.